These reviewers are experts in their fields and professional writers who often work for reputable newspapers and magazines like The New York Times and The Wall Street Journal. Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism. Our expert reviewers hold advanced degrees … Read more
Let’s face it – nobody wants to give Uncle Sam more money than necessary, especially when it comes to your hard-earned retirement savings. I’ve spent countless hours researching IRA transfers for my clients, and the good news is that there are several ways to move your IRA funds without triggering a tax bill. In this … Read more
When they become eligible for Medicare, federal retirees have to make a big choice about their health care: they have to decide if they want to enroll in Medicare Part B. Federal retirees with Federal Employee Health Benefits (FEHB) have different things to think about than retirees with employer coverage. This makes the decision more … Read more
The Game-Changing Social Security Fairness Act Makes Double-Dipping Possible Are you one of the millions of Americans who worked in both federal government service and the private sector? Got a public pension waiting for you but worried about your Social Security benefits? I’ve got some seriously good news for you! Thanks to the recently passed … Read more
Its easy to feel like everyone has their financial act together—everyone, that is, except you. But the truth is, many people are anxious about their financial standing and wonder how theyre doing, especially when it comes to retirement savings. To get a sense for how youre doing compared to other people, you may want to … Read more
Making a will is the best way to make sure your wishes are carried out after you die. As a part of putting your plan together, you’ll have to designate beneficiaries. One common hurdle is understanding the difference between a primary and contingent beneficiary. Knowing this distinction can make your estate plan more comprehensive and … Read more
An inheritance tax is a levy potentially paid by the recipient of assets inherited from a deceased individual. Just five states have an inheritance tax as of 2025. Inheriting a house can be bittersweet. While you’re gaining valuable property, you might be worried about the tax implications that come with it. Look, I get it … Read more
So you want to know if your spouse who doesn’t work can still save for retirement through a Roth IRA? The good news is that they can! They can build their retirement nest egg with something called a “spousal IRA.” “. As someone who has helped many couples save the most for retirement, I can … Read more
Social Security retirement benefits arent automatic. You can apply up to four months before you want them to start. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does not … Read more
Ever wished that you wouldn’t have any debt when you got old? I’m sorry to burst your bubble, but the truth may surprise you. After years of researching how to fund retirement, I’ve learned some shocking facts about how much debt the average retiree actually has. Let’s talk about the tough truth about American retirement … Read more