People already find it hard to understand how to save and invest for retirement in good economic times, so it’s not a surprise that a lot of people are worried about their financial futures right now. Everyday items are getting more expensive because of inflation, and mortgage and other loans are becoming more expensive because … Read more
The Simple Answer: Yes, LGPS is Definitely a Funded Scheme! If you’ve been wondering whether the Local Government Pension Scheme (LGPS) is a funded scheme I can give you a straightforward answer – YES, it absolutely is. But what does this actually mean for you as a member or potential member? Let’s dive into the … Read more
Want a fancy retirement with a $200,000 a year? You’re not the only one. Many of us want to keep living the way we do now (or even better it!) when we retire. That being said, the real question is how much money do you need to save up to make that much a year? … Read more
Hey there! I’m thrilled you stopped by my blog today. If you’ve been worrying about how your pension might affect your Social Security benefits, I’ve got some really good news for you! Recent changes to Social Security laws have completely transformed this situation, and I’m excited to break it all down for you in simple … Read more
In the United States, 60% of couples in a second or subsequent marriage have at least one child from a prior relationship. In 2008 one-third of people divorcing were actually re-divorcing (divorcing again). In blended families, it is important to make sure the children from your first marriage are not unintentionally disinherited. To make sure … Read more
Being named as an executor of someone’s will is both an honor and a significant responsibility One question that frequently comes up is “What percent does an executor of a will get paid?” If you’re wondering about executor compensation – whether you’re planning your own will or you’ve been named as someone’s executor – you’ve … Read more
Have you ever had to dip into your retirement funds early, only to wonder if there’s any way to undo the damage? Well I’ve got some good news for ya! There is a way to return funds to your IRA after taking a withdrawal – but you’ve gotta follow some strict rules to avoid penalties … Read more
Are you worried about getting double-taxed on your backdoor Roth conversion? You’re not alone. As someone who’s helped countless clients navigate this retirement strategy, I’ve seen this question pop up over and over. Let’s clear the confusion once and for all. What Is a Backdoor Roth IRA Anyway? Let’s make sure we agree on something … Read more
Protection for You and Your Loved OnesLearn how annuities can be effectively combined with trusts in an estate plan. These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times. Our professional editors look over our papers and suggest changes to … Read more
Have you been daydreaming about saying goodbye to your morning commute and hello to leisurely breakfasts on your patio? If you’re approaching your mid-60s, retirement might be on your mind more than ever. But is 66 actually a good age to retire? Let’s dive into everything you should consider before making this life-changing decision. Why … Read more