Life gets real when you hit 40. You’ve probably got a mortgage, maybe kids in school, and retirement suddenly doesn’t seem so far away. According to a 2024 Transamerica Retirement Survey, only 16% of Gen X workers feel very confident they’ll retire comfortably. If you’re part of that nervous majority, I’ve got good news – … Read more
Pensions, like most forms of income, incur taxes. However, there are ways to ensure you’re not unnecessarily overpaying in tax, even when you’ve retired. Are you approaching retirement and worried about the tax bite on your hard-earned pension? You’re not alone! One of the biggest shocks for many new retirees is discovering just how much … Read more
Hello, my name is Stan The Annuity Man, and I’m an American annuity agent licensed in all fifty states. I’m also the best teacher out here, and I do sell annuities if they’re right for you. If you want to connect with us, visit our website to learn about annuities and use our proprietary annuity … Read more
Your financial needs, priorities and goals are constantly evolving throughout your life. So when you have a long-term investment, such as an annuity, its a good idea to revisit it periodically to make sure its still meeting your expectations. Many financial products are designed to change, roll over, mature and otherwise evolve with you, and … Read more
The Perfect Retirement Safety Net (For Some) If there’s one thing I’ve learned from researching retirement options for years, it’s that a lot of people get annuities wrong. Some financial advisors try to sell them to everyone, while others act like they’re a fraud. The truth is that they’re not quite right for all retirees … Read more
Have you ever wondered if you can move those individual stocks you own into your 401(k) account? Maybe you’ve got some company shares or a brokerage account full of stocks that you’d rather have growing tax-deferred in your retirement account I get this question from readers frequently, and the answer isn’t as straightforward as you … Read more
A lot of people worry that they won’t have enough money in retirement. Recently released data shows that 55.6 percent of Americans say they are not on track to retire comfortably, and an shocking 67 percent of Baby Boomers have no retirement savings at all. Yikes!. I’ve spent years helping people figure out how to … Read more
Hey there, retirement savers! If you’re working for a nonprofit organization, university, or in the education sector, you’ve probably heard about 403(b) plans. But here’s a question I get asked all the time: can you have both a Roth 403(b) and a traditional 403(b) simultaneously? “Yes, you can!” is the short answer. In fact, it … Read more
Everyone I talk to, from new clients to longtime neighbors to business contacts, tells me the same story. I tell them I’m a financial advisor, and we start talking about money, investments, and eventually retirement. They say to me, “I also have this thing… I think it’s called an annuity? My guy at (fill in … Read more
Million Dollar Retirement Have you ever thought about whether $1 million is really enough to retire on? For many years, having a $1 million nest egg has been the gold standard for how well you can plan your retirement. But is it still the magic number in 2025, when prices are going up and the … Read more