Living on the Edge: Millions of Seniors Depend Entirely on Monthly Benefit Checks If your only source of income in retirement was your Social Security check, have you ever thought about what that would be like? For nearly 22 million American seniors, this isn’t just a question; it’s their everyday life. According to the most … Read more
Are you feeling confused about retirement accounts? You’re not alone One question that comes up frequently is whether a 403(b) and a Roth IRA are the same thing The short answer no, they’re completely different retirement savings vehicles with their own unique features and benefits. As someone who has spent years figuring out how to … Read more
Probate can cause a lot of stress during an already difficult time. This guide breaks down the probate timeline to help alleviate that stress and simplify process. Probate Court is the process of settling a persons Will after their death. During Probate, a judge decides if the Will is valid and names an executor if … Read more
Let’s be honest – thinking about your pension isn’t exactly exciting, is it? But here’s the thing – the decisions you make today could be the difference between a retirement filled with worry or one where you can actually enjoy yourself I’ve been researching pension strategies for years, and I’m gonna share some practical ways … Read more
Coming into some money is normally a cause for celebration – but could an inheritance or other surprise windfall disrupt government benefits that you may count on? Unfortunately, yes. While receiving an inheritance seems like it should help, not hurt, government program rules can mean extra assets cost you the monthly support checks you rely … Read more
No one wants to think about what will happen after they die, let’s be honest. However, if you own things (which we all do), you should likely pay attention to something called “probate.” It’s a word that makes people who plan estates grimace and people who are heirs groan. What is probate, though, and why … Read more
If you were married to your former spouse for at least 10 full, consecutive years, you are eligible to draw your Social Security (and Medicare) Benefits off of him or her. This article talks about me as the ex-wife getting money from my ex-husband, but the situation is the same for men as well. It’s … Read more
Did you know that if you had $1 million in dollar bills, it would literally weigh a ton and take you about 12 days to count it all? No matter how you slice it, that’s a lot of money!. For a long time, a $1 million nest egg was the measure of retirement planning success. … Read more
How much does one need to retire in Australia? There’s no mortgage, no work-related costs and fewer child costs…But then there’s greater travel, more frequent outings, and inevitable ageing costs. Thinking about retirement keeps me up at night sometimes. Will I have enough? Am I saving enough? What’s normal anyway? If you’re wondering how your … Read more
If you dont properly protect your assets, they can potentially be lost in a lawsuit, bankruptcy, or to other creditor actions. Its important to understand the laws that can provide asset protection and to know what measures you can take to protect your savings. Are you afraid that creditors will come after your hard-earned money? … Read more